A Brush With Kindness

A Brush With Kindness (ABWK) program is a different way for Habitat for Humanity of Greater Moses Lake (HFHGML) to support community members. ABWK is meant to support Moses Lake community members with home repair or home improvements that will ensure that you can live safely in your home. Like the homeowner program, this is a hand-up, not a hand-out, applicants who are approved will be asked to pay a percentage of the total cost and complete sweat equity. Applicants must live in Moses Lake, WA, be the homeowner, and have insurance to receive services. Please understand that HFHGML may not be able to meet the request due to a lack of support and/or funding, time constraints, or expertise needed to complete the repair or request.

If this is an emergency, Habitat will not be able to help. Habitat works with local contractors and volunteers to try to meet the request, depending on the nature of the request, it can take two weeks to six months.

Eligibility:

Own the home	Live in Moses Lake, WA (98837), Quincy (98848), Ephrata (98823), Soap Lake (98851), Warden (98857)
Able to pay a portion of the repair	Have homeowner’s insurance
Meet HUD Income Limits	Meet sweat equity requirements

Your Contact Information

Homeowner Information

1. First and Last Name * The field 1. First and Last Name is required.

List anyone else on the title of your home: Date of birth: * The field List anyone else on the title of your home: Date of birth: is required.

Date of Birth * The date field Date of Birth is required.

Year you moved into your home? * The field Year you moved into your home? is required.

Home address: City: Zip code: County: * The field Home address: City: Zip code: County: is required.

Home or Cell phone: * The phone field Home or Cell phone: is required.

Email * The email field Email is required.

Occupacy * The field Occupacy is required.

Race (check one or more): * The field Race (check one or more): is required.

Ethnicity (check one or more): * The field Ethnicity (check one or more): is required.

Sex * The field Sex is required.

If your application fits more appropriately with other resources and/or similar programs (Aging and Adult Care, OIC of Washington, Goodwill, Hope Source, New Hope, etc), may we share it with them? * The field If your application fits more appropriately with other resources and/or similar programs (Aging and Adult Care, OIC of Washington, Goodwill, Hope Source, New Hope, etc), may we share it with them? is required.

Has anyone in your household ever served in the U.S. Military? * The field Has anyone in your household ever served in the U.S. Military? is required.

Is anyone in your household currently serving in the U.S. Military? * The field Is anyone in your household currently serving in the U.S. Military? is required.

Any specific needs we need to be aware of? * The field Any specific needs we need to be aware of? is required.

Is interpretation needed? * The field Is interpretation needed? is required.

Have you applied to ABWK in the past? What year(s)? What was repaired * The field Have you applied to ABWK in the past? What year(s)? What was repaired is required.

Please write a brief explanation of why you feel you should be selected and how it will help you. * The field Please write a brief explanation of why you feel you should be selected and how it will help you. is required.

Accessibility Modifications. Examples: bathroom grab bars, handrails, etc. * The field Accessibility Modifications. Examples: bathroom grab bars, handrails, etc. is required.

Carpentry Repairs. Describe problems with doors, floors, porches, steps, walls, ceilings, etc. Indicate places inside the house that need repair. * The field Carpentry Repairs. Describe problems with doors, floors, porches, steps, walls, ceilings, etc. Indicate places inside the house that need repair. is required.

General Cleaning or Yard Work (Please note, that we DO NOT provide regular lawn care, snow removal, or house cleaning; we can pass this information on to other agencies if no volunteers are available.) * The field General Cleaning or Yard Work (Please note, that we DO NOT provide regular lawn care, snow removal, or house cleaning; we can pass this information on to other agencies if no volunteers are available.) is required.

Roofing Repairs. Identify where the roof leaks. How many years has it been since the roof was replaced? (It is rare that we can find a contractor to donate labor for a roof.) * The field Roofing Repairs. Identify where the roof leaks. How many years has it been since the roof was replaced? (It is rare that we can find a contractor to donate labor for a roof.) is required.

Electrical Repairs. List rooms where wall outlets, switches, and light fixtures do not work. (The opportunity to have this work done is dependent on the limited availability of a licensed electrician) * The field Electrical Repairs. List rooms where wall outlets, switches, and light fixtures do not work. (The opportunity to have this work done is dependent on the limited availability of a licensed electrician) is required.

Plumbing Repairs. Describe sink, tub, or toilet leaks, etc. (The opportunity to have this work done is dependent on the limited availability of a licensed plumber) * The field Plumbing Repairs. Describe sink, tub, or toilet leaks, etc. (The opportunity to have this work done is dependent on the limited availability of a licensed plumber) is required.

Document

Income Document Checklist

A Brush With Kindness Applicant must obtain ALL copies of the income documents that are described in this checklist that apply to the current situation of each adult member of the household and person(s) on the title of the home.

If you have any questions about what documents are accepted, please call (509) 765-4030 or email: admin@habitatgreatermoseslake.org

Employment Income and Other Income:

2 years most recent tax returns (1st 2 pages of form 1040 only)
Employment Income: at least 3 consecutive months of most recent pay stubs
Other Income: any other income statements (SSI, SSDI, RSDI, Disability, VA Benefits, unemployment, alimony, child support). To request proof of income for SSI, SSDI, or RSDI please call 1-800-772-1213 or go to www.SocialSecurity.gov to obtain documentation. (Medical assistance, food stamps, and child care assistance are not considered for income qualifications and will not be needed to document)
Rental Income: a signed agreement between the landlord and the tenant including rental dates and price

Self-Employment Income:

2 years most recent tax returns including all schedules
Most recent 6 months’ worth of income and expenses for your business

Payment & Sweat Equity

A Brush With Kindness is a hand-up, not a hand-out. The percentage owed is based on the total cost of repair. HFHGML will work with homeowners to create a payment plan that works with the homeowner to pay the amount owed within 2 years. Accommodations can be made with approval from the Board. Sweat Equity is hours worked on-site or within the community. Sweat Equity hours are traditionally completed by the homeowner as they help build or repair, however, HFHGML understands that not everyone can work safely outside of their home. Sweat equity hours can be completed by the homeowner, a family member, or friend(s). Sweat Equity can include: assisting with the repair, volunteering with a local organization, school, or charity, homeowner repair and education courses offered at Lowe’s, Home Depot, or ACE Hardware, financial literacy course completion with OIC, Guild Mortgage, or local bank, and assisting HFHGML during a home build and/or fundraisers. HFHGML will provide a sweat equity tracking sheet that the homeowner is responsible for.
Cost of the Repair	Percentage the homeowner will owe:	Sweat Equity Hours:
$100-$499	40%	2 Hours
$500-$1,999	40%	3 Hours
$2,000-$4,999	40%	5 Hours
$5,000-$7,499	30%	7 Hours
$7,500-$10,000	30%	8-10 Hours

Frequently Asked Questions

Who can apply? Anyone who falls into HUD Income Limits.
What type of projects do you accept? HFHGML focuses on the health and safety within your home.
Who decides? The board of directors. The board of directors is presented with a redacted application. Applications are reviewed by the board; the board meets once a month.
How long does the process take? The tough answer is, it depends on the scope of need, the size of the project, the availability of volunteers and trained contractors, and available funds.

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